Disclaimer
 Neither  I (John Duncan) nor JB Duncan PC assumes any responsibility for any  consequence of using ideas discussed in this Blog or any documents available through this Blog. These posts and documents have been prepared  for informational purposes and are not intended to (a) constitute legal  advice (b) create an attorney-client relationship (c) be advertising or a  solicitation of any type.  Each situation is highly fact specific and  requires a knowledge of both state and federal laws and therefore any  party should seek legal advice from a licensed attorney in the relevant  jurisdictions.  Both I and JB Duncan PC expressly disclaim any and  all liability with respect to actions or omissions based on this  website.